Ryan Gillen - Real Estate Consultant

Direct & Text: 780-700-8355 |


HAVE A REAL ESTATE QUESTION? 

TEXT 780-700-8355 FOR AN INSTANT RESPONCE!


 

8 Ways to Improve Your Credit

Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for.

  1. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management.

  2. Pay down credit card bills. If possible, pay off the entire balance every month. However, transferring credit card debt from one card to another could lower your score.

  3. Don’t charge your credit cards to the maximum limit.

  4. Wait 12 months after credit difficulties to apply for a mortgage. You’re penalized less for problems after a year.

  5. Don’t purchase big-ticket items for your new home on credit cards until after the loan is approved. The amounts will add to your debt.

  6. Don’t open new credit card accounts before applying for a mortgage. Having too much available credit can lower your score.

  7. Shop for mortgage rates all at once. Too many credit applications can lower your score, but multiple inquiries from the same type of lender are counted as one inquiry if submitted over a short period of time.

  8. Avoid finance companies. Even if you pay the loan on time, the interest is high and it will probably be considered a sign of poor credit management. 



    Thanks,


    Ryan Gillen

     

    www.ryangillen.com


    780-700-8355

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I have sold a property at 203 13908 136 ST in EDMONTON.
Expect to be impressed with this 1 bedroom condo located in Hudson Village. You can stop your search here Hudson Village is a clean, quiet, well managed building. Open kitchen with eat-in bar, bright large living room and dining room, great sized 4 piece bathroom and good sized master bedroom with plenty of closet for your storage needs. This West facing condo with large balcony and natural gas hook up is perfect for those summer bbq's. In suite laundry and in suite storage room complete this great condo. Best of all your very own UNDERGROUND parking stall. The underground parkade also includes a car wash and bike racks. Low condo fee of $288 includes all utilities so you can say good bye to electricity and gas bills! At the new low price of 179,999 this 1 bedroom has it all. Immediate possession!
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Edmonton's Monthly Rental Market Report

Edmonton, August 7, 2012: It's mid-summer and the back-to-school rental market is strong. Edmonton experiencde solid average increases in many areas through July with minimal decreases in only a couple regions. 

Average rent in Edmonton through July was $1159. That is up approximately fifty dollars as compared to the spring time average. 

Central and South West Edmonton dominated with over 40% of the rental searches being done in those two regions. Apartment searches had a commanding lead over House searches in July, with a difference of 14% between the two.

Average Rental Price for Edmonton & Area: $1107

LocationJuly 2012 (Change from previous month)June 2012
Edmonton - North West$1091 (+3.8%)$1051
Edmonton - North East$1140 (+0.3%)$1137
Edmonton - West$1205 (-0.5%)$1211
Edmonton - Central$1077 (+4%)$1036
Edmonton - South East$1327 (+4.7%)$1267
Millwoods$1067 (+1.6%)$1050

To view the complete Rental Statistics report, please click here. This report includes detailed statistics for your property type, location, size, and number of bedrooms.

Top Searches Performed by Renters

LocationTop Searches Performed
Edmonton - Central84,679
Apartment/Apartment Style Condo91,933
House65,450
Edmonton - South West61,741
Yes-Pets54,165
Edmonton - North West47,284
Edmonton - South East47,025
Edmonton - North East38,041
Edmonton - West35,168
Two Bedrooms37,526
Rent: $900-$119931,810
Rent: $700-$89931,607

View the full report here for all searches made by renters that were looking for a home in the previous month.



*via www.rentersonline.com


Thanks, 


Ryan Gillen


www.ryangillen.com


7807008355

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Increase your chances of getting your dream house instead of losing it to another buyer, with these easy steps.

  1. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and make your offer more desirable to the seller.

  2. Stay in close touch with your real estate sales associate to find out first about new listings that come on the market. And be ready to go see a house as soon as it goes on the market.

  3. Scout out new listings yourself. Look at Internet sites, newspaper ads, and drive by the neighborhood frequently. Maybe you’ll see a brand-new “for sale” sign before anyone else.

  4. Be ready to make a decision. Spend lots of time in advance deciding what you must have so you won’t be unsure when you have the chance to make an offer.

  5. Bid competitively. You may not want to start out offering the absolute highest price you can afford, but don’t try to go too low to get a deal. In a tight market, you’ll lose out.

  6. Keep contingencies to a minimum. Restrictions such as needing to sell your home before you move or wanting to delay the closing until a certain date can make your offer unappealing. In a tight market, you’ll probably be able to sell your house rapidly. Or talk to your lender about getting a bridge loan to cover both mortgages for a short period.

  7. Don’t get caught in a buying frenzy. Just because there’s competition doesn’t mean you should just buy anything. And even though you want to make your offer attractive, don’t neglect inspections that help ensure that your house is sound. 



    Thanks,


    Ryan Gillen


    www.ryangillen.com


    7807008355

Post CommentComments: 0Read Full Story
I have listed a new property at 7 9505 176 ST in EDMONTON.
Steps to the lake in the desirable community of Terra Losa. Minutes to all amenities including West Edmonton Mall and Anthony Henday access. This 2 bedroom 2 story home has it all. Large living room with dinning area, great kitchen with breakfast nook that leads to the deck and private yard. In the basement you will find a family room / media room ready to be enjoyed. Upstairs 2 large bedrooms and a huge full bath, Master bedroom has wonderful vaulted ceilings. No unexpected maintenance cost with this home, the furnace and hot water tank have been upgraded to high efficiency units. Of course no more parking outside with the insulated and finished single car garage! Enjoy living with the convenience of being close to everything while still being in a private lake community.
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I have listed a new property at 31 249 EDWARDS DR in EDMONTON.
Do not miss out on this well maintained 2-story townhouse with single attached garage located in the desirable south community of Ellerslie. The open concept living area provides for ease of living. With 1200 sq ft and 3 bedrooms there is plenty of room to enjoy a relaxed lifestyle. You will find a finished basement ready for a family or media room. Easy access to Anthony Henday Dr. and all amenities.
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